Not all crypto is equal: Schwab maps where the money actually is in digital assets

Market Intelligence Analysis

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Why This Matters

A recent report by Schwab categorizes cryptocurrency into three layers: networks, infrastructure, and products, and finds that most value is still concentrated at the base level, indicating a potential shift in the market dynamics.

Market Context

Market impact analysis based on neutral sentiment with 70% confidence.

Sentiment
Neutral
AI Confidence
70%
Time Horizon
Short Term

Article Context

Note: This is a brief excerpt for context. Click below to read the full article on the original source.

A new report from Schwab breaks crypto into 3 layers — networks, infrastructure and products – and says most value is still concentrated at the base.

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Full article on CoinDesk
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AI Breakdown

Summary

A recent report by Schwab categorizes cryptocurrency into three layers: networks, infrastructure, and products, and finds that most value is still concentrated at the base level, indicating a potential shift in the market dynamics.

Market Context

Market impact analysis based on neutral sentiment with 70% confidence.

Time Horizon

Short Term

Original article published by CoinDesk on January 20, 2026.
Analysis and insights provided by AnalystMarkets AI.