Insurers retreat from AI cover as risk of multibillion-dollar claims mounts

Financial Times Published Updated Global Markets & Finance
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Why it matters

Insurance companies AIG, Great American, and WR Berkley are seeking to limit their liability for potential multibillion-dollar claims related to AI agents and chatbots. This move suggests that insurers are becoming increasingly cautious about the risks associated with AI, which could impact the adoption and development of AI technologies. The industry's concerns may lead to higher premiums or reduced coverage for businesses relying on AI.

Expected market reaction

Bearish Confidence 76% How confidence is read Impact: Moderate

Market impact analysis based on bearish sentiment with 76% confidence.

Evidence trail

Evidence
Claim Insurers retreat from AI cover as risk of multibillion-dollar claims mounts
AI inference Bearish · 76%
Generated 2025-11-23 05:00

AI provenance

Analysed by Llama 3.1 8B Instant (Groq) Methodology v1.0 Generated
Technical identifiers
Provider tag
groq-llama-3.1-8b-instant
Analysis version
groq-llama-3.1-8b-instant
Article id
14029

Original source

AIG, Great American and WR Berkley seek permission to limit liability from AI agents and chatbots

Read the full article on Financial Times

Original article published by Financial Times on November 23, 2025. Analysis and insights provided by AnalystMarkets AI.

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Llama 3.1 8B Instant (Groq) · 40.5% correct across 1187 scored calls on indices See the full record