He Claimed Social Security at 62 Against His Advisor’s Advice. At 78, His $900,000 Portfolio Says It Was the Right Call.

Picture a 62-year-old sitting across from his financial advisor in 2010. The finance pro pulls up the standard chart: wait until 70, get the biggest possible check, protect against longevity risk. The client listens, then files for Social Security anyway. Sixteen years later, at 78, his portfolio sits at roughly $900,000 and he is convinced ... He Claimed Social Security at 62 Against His Advisor’s Advice. At 78, His $900,000 Portfolio Says It Was the Right Call.