US lender Rate unveils mortgage program recognizing crypto holdings

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Why This Matters

RateFi, a US lender, has introduced a mortgage program that allows borrowers to use their cryptocurrency holdings as collateral, without requiring them to sell their assets, potentially increasing access to homeownership for crypto investors.

Market Impact

Market impact analysis based on bullish sentiment with 90% confidence.

Sentiment
Bullish
AI Confidence
90%
Time Horizon
Short Term

Article Context

Note: This is a brief excerpt for context. Click below to read the full article on the original source.

The nationwide RateFi product allows borrowers to count crypto holdings toward mortgage underwriting requirements without selling their assets.

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Full article on CoinTelegraph
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Original article published by CoinTelegraph on February 23, 2026.
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