Can You Guess How Much The Average U.S. Worker Ages 21-64 Has Saved For Retirement? Hint —The Latest Number Will Shock You

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The median retirement savings for employed Americans aged 21-64 is $955, according to the National Institute on Retirement Security's report, indicating a significant shortfall in retirement preparedness.

Market Impact

Market impact analysis based on bearish sentiment with 90% confidence.

Sentiment
Bearish
AI Confidence
90%
Time Horizon
Short Term

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Most people assume retirement savings build slowly but steadily over time. Work for decades, contribute a little each year, and eventually the balance looks respectable. The newest national data challenges that assumption in a big way. The median retirement savings for employed Americans ages 21 through 64 is just $955. That figure comes from the National Institute on Retirement Security's Retirement in America report for 2026, released this month using U.S. Census Bureau Survey of Income and Pr

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Original article published by Yahoo Finance on February 11, 2026.
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