Fintechs Are Edging Closer to Banking’s Big Payments Privilege

Market Intelligence Analysis

AI-Powered
Why This Matters

The Federal Reserve is considering a proposal to grant fintech companies direct access to the central bank's payment infrastructure, a privilege typically reserved for banks, potentially changing the US financial system.

Market Impact

Market impact analysis based on bullish sentiment with 80% confidence.

Sentiment
Bullish
AI Confidence
80%

Article Context

Note: This is a brief excerpt for context. Click below to read the full article on the original source.

In a potentially far-reaching shift, the Federal Reserve is weighing whether to redraw the perimeter of the US financial system. A proposal under consideration would grant fintech giants like Circle Internet Group Inc. and Stripe Inc. a form of direct access to the central bank’s core payment infrastructure — a privilege historically reserved for banks.

Continue Reading
Full article on Bloomberg
Read Full Article
Original article published by Bloomberg on October 28, 2025.
Analysis and insights provided by AnalystMarkets AI.