Revolut scraps US merger plans in favour of push for standalone licence

Market Intelligence Analysis

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Why This Matters

Revolut has abandoned its plans to merge with an American lender in order to pursue a standalone banking licence in the US, a move that could potentially allow the fintech to expand its services in the country without the need for a full banking charter.

Market Impact

Market impact analysis based on neutral sentiment with 80% confidence.

Sentiment
Neutral
AI Confidence
80%
Time Horizon
Short Term

Article Context

Note: This is a brief excerpt for context. Click below to read the full article on the original source.

UK-headquartered fintech had hoped to secure a banking charter through buying an American lender

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Full article on Financial Times
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Original article published by Financial Times on January 23, 2026.
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