‘I’m at a crossroads’: I have $35K left on my mortgage at 3% interest. Do I dip into my $700K IRA to pay it off?

Market Intelligence Analysis

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Why This Matters

A homeowner with $35K remaining on their mortgage at 3% interest is considering using their $700K IRA to pay it off, given their retirement accounts have averaged a 15% gain over the last year.

Market Impact

Market impact analysis based on neutral sentiment with 65% confidence.

Sentiment
Neutral
AI Confidence
65%
Time Horizon
Short Term

Article Context

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“Over the last year, my two retirement accounts averaged a 15% gain.”

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Original article published by Unknown on January 9, 2026.
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