Mortgage demand drops nearly 10% to end 2025, despite lower interest rates

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Mortgage demand decreased by 9.7% in 2025, contradicting expectations of increased demand due to lower interest rates, according to the Mortgage Bankers Association's report.

Market Impact

Market impact analysis based on bearish sentiment with 80% confidence.

Sentiment
Bearish
AI Confidence
80%
Time Horizon
Short Term

Article Context

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The Mortgage Bankers Association's seasonally adjusted index reported a 9.7% drop in total mortgage applications despite decreased mortgage rates.

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Original article published by CNBC on January 7, 2026.
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