Nearly a quarter of Americans say their credit scores took a hit this year—the No. 1 way to increase yours, according to an expert

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Why This Matters

A significant number of Americans have experienced a decline in their credit scores this year, but there are steps to rebuild credit.

Market Impact

Market impact analysis based on neutral sentiment with 71% confidence.

Sentiment
Neutral
AI Confidence
71%

Article Context

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If your credit score has taken a hit this year, there isn't much you can do to erase your history, but there are steps you can take to rebuild your credit.

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Original article published by CNBC on December 23, 2025.
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