AI is too risky to insure, say people whose job is insuring risk

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Major insurers are seeking regulatory approval to exclude AI-related liabilities from their policies, citing the unpredictable nature of AI models as a significant risk. This move reflects growing concerns about the insurability of AI technologies and their potential impact on the insurance market.

Market Impact

Market impact analysis based on bearish sentiment with 78% confidence.

Sentiment
Bearish
AI Confidence
78%

Article Context

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Major insurers including AIG, Great American, and WR Berkley are asking U.S. regulators for permission to exclude AI-related liabilities from corporate policies. One underwriter describes the AI models’ outputs to the FT as "too much of a black box."

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Original article published by TechCrunch on November 23, 2025.
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