At 68 with strong savings, the question isn’t whether you can retire but whether you should. This crossroads involves balancing financial security, personal fulfillment, and the reality that working years are finite. Understanding the Situation Age: 68 years old Financial Position: Strong savings accumulated Key Question: When to stop working Core Tension: Desire for retirement ... Fact: Working Two More Years Could Add $200,000 to A 68-Year-Old’s Retirement