STORY: Stocks finished lower Wednesday as the Dow fell fractionally, the S&P 500 slipped half of one percent and the Nasdaq lost one percent.Technology shares declined as investors moved into more defensive areas, while bank stocks extended recent losses following some mixed quarterly results.Wells Fargo fell about four and a half percent after the company missed fourth-quarter profit expectations.Financials including the banks, which were up sharply in 2025, have fallen this week amid concerns over U.S. President Donald Trump's proposed cap on credit-card interest rates.Nancy Tengler, CEO and chief investment strategist with Laffer Tengler Investments says suggestions like this one are leading to more market fluctuations.“I think the market is going to be much more volatile in the first quarter than we are used to. And I think the reason for that is that we've got a lot of policy balloons being floated out of Washington, D.C. And so the algorithms read the headlines and they start selling as soon as they see that the president's going to cap interest, interest rates on credit cards. That is not possible at 10%. I just don't see it happening. But you get the volatility in the short term. We saw it just recently with defense stocks. The president attacked them, and the stocks came back very nicely. Same with housing. So expect volatility.”Data earlier on Wednesday showed producer prices in the U.S. matched forecasts in November, but retail sales topped expectations.Other stocks on the move included Broadcom which fell four percent after China banned the use of its cybersecurity software due to national security concerns.It was one of more than a dozen firms from the U.S. and Israel cited by the government in Beijing.